If you are unable to work because of a back injury you may be able to make a TPD claim for a lump sum from the Total & Permanent Disablement insurance contained within your superannuation fund. There is no necessity for you to have been involved in an accident or to have suffered a work related injury to make a TPD claim. If you suffer from total and permanent disability, you may be able to make a TPD claim in addition to receiving your super early as a result of your condition. Our solicitors can advise you in detail as to the requirements of a successful submission, they will prepare all relevant paperwork and will obtain full supporting documentation. Our lawyers will give you free advice on the likely success of your claim to a super fund, without further obligation. It costs nothing to use our free advice service.

Our TPD claim solicitors use a risk free no win no fee arrangement.

We have offices situated in Adelaide, Brisbane, Canberra, Melbourne, Perth, Sydney and Darwin.

Back Injury TPD

Back injuries are very common and everyone has had at least a minor back problem at one time in their lives. The back injury can be due to a trauma to the back, twisting the back the wrong way or to lifting something heavy, damaging the discs that cushion the spinal column. Movements of our body generally don’t cause back injury but everyday wear and tear on the back can contribute to injury. Sports-related back injuries are common as are work related injuries or even injuries at home. Motor vehicle injuries can cause back injuries anywhere along the back, including the cervical spine, the thoracic spine or the lumbar spine.

Back pain can be a result of injury to the vertebrae of the spine, the discs that separate the vertebrae or the muscles and ligaments that support the spine. When the ligaments and muscles are affected, the best treatment is ice to the affected area, rest, analgesic medication and physical therapy or chiropractics to heal the back.

Back injuries happen when you do something to the back that you aren’t used to doing. This can happen when you are lifting an object heavier than your back is used to lifting. It can happen when you are twisting your back beyond the range of what it is used to, especially when you lift and twist at the same time. Falls from large heights can cause a back injury and direct blows to the back or to the top of the head can contribute to back injuries. If you fall on your buttocks, you can especially damage your lumbar spine. Having a degenerative back disease, such as osteoporosis, can contribute to back injury. Rarely, a penetrating injury such as a stab wound can lead to a back injury.

Most low back injuries happen between the ages of 20 and 50. Injuries on either side of that line tend to be more severe and to be related to trauma or other serious cause.

Sudden low back injuries can be severe at the time of onset. There can be bruising and swelling at the time of the injury and, with treatment, the pain rarely lasts longer than six weeks. Sudden low back injuries include a strain or sprain of the ligaments or muscles of the back, fracture or dislocation of the spine, or a torn or ruptured disk. The nerves of the spine can be compressed in a condition known as cauda equina syndrome.

Low back injuries can be related to overuse injuries of the back. These occur gradually and occur during your regular everyday activities. It is a result of improper lifting techniques or to sitting wrong or standing wrong on the body. You can even get an injury like this from sleeping improperly. Symptoms of such an injury include muscle spasms, pain, and stiffness of the back. The pain may go away within a month so long as you do not continue overusing your back.

Non-traumatic causes of spinal injury include having osteoarthritis, spinal stenosis, Paget’s disease of bone, and osteoporosis of bone. Tumours or infections can cause back injuries and related pain. These tend to occur in older individuals rather than younger folks.

Spinal deformities can increase the risk of back injury and can include scoliosis, kyphosis and spondylolisthesis. You can get chronic back pain in any area of the spine from these back diseases. Degenerative disease of the back from the ageing process can cause back injury.

The treatment of back pain may be nothing more than rest and ice or heat to the affected area. Medications include ibuprofen, naproxen and Tylenol. The pain tends to get better within four weeks if the back is treated properly and the injury isn’t very severe. Severe back injuries mean you need surgery or chiropractics to correct the spinal damage. Surgery can remove a part of an injured disc or can be used to fuse a portion of the vertebral column.

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